Auto insurance that fits your budget
Whether you drive a daily commuter, a family SUV or a work truck, a local agent will compare your options and find the right coverage at the right price.
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What auto insurance can cover
Every policy is built around you. Your agent will walk you through each option and what it costs.
Liability
Pays for injuries and damage you cause to others in an accident. Required in Massachusetts and Connecticut.
Collision
Repairs or replaces your car after an accident, no matter who was at fault.
Comprehensive
Covers theft, vandalism, fire, falling trees, hail and hitting a deer.
Uninsured motorist
Protects you when the other driver has no insurance or not enough of it.
Personal injury protection
Helps pay medical bills and lost wages for you and your passengers in Massachusetts.
Roadside & rental
Towing, jump starts, lockouts and a rental car while yours is in the shop.
Coverage for every kind of driver
New drivers, growing families, commuters, retirees and anyone who just wants to stop overpaying. We also help with multi-car households, teen drivers and drivers with a ticket or accident on their record.
We insure drivers across Western Massachusetts and Connecticut, including West Springfield, Springfield, Agawam, Westfield, Holyoke, Chicopee and South Hadley.
Discounts worth asking about
Your agent checks every discount you qualify for. Depending on the insurance company, these can include:
- Bundling your auto with home, condo or renters insurance
- Insuring more than one car on the same policy
- A clean driving record or completing a driver training course
- Good grades for student drivers
- Anti-theft devices and newer safety features
- Paying in full or setting up automatic payments
Covered in three steps
Tell us what you need
Fill out the quick form or call us. It takes about a minute.
Your agent finds your options
A local agent reviews your coverage and finds the best rate for you, usually the same day.
You’re covered
Pick the policy you like and you’re set. Your agent is a phone call or text away whenever you need them.
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Frequently asked questions
What auto insurance is required in Massachusetts?
Massachusetts requires four parts of coverage on every registered car: bodily injury to others, personal injury protection (PIP), bodily injury caused by an uninsured auto, and damage to someone else’s property.
Those are the minimums. Most drivers carry higher limits plus collision and comprehensive, and your agent will help you decide what makes sense.
What auto insurance is required in Connecticut?
Connecticut requires liability coverage for injuries and property damage you cause, plus uninsured and underinsured motorist coverage. Your agent will explain the minimum limits and whether higher limits are worth it for you.
How much does car insurance cost?
It depends on your driving record, the car, where it’s parked, who drives it and the coverage you pick. The fastest way to know is a free quote, which takes about a minute to request.
Can I switch insurance companies before my policy renews?
Usually, yes. Most companies refund the unused part of your premium. Your agent will time the switch so there’s no gap in coverage.
What do I need to get a quote?
Driver’s license numbers for everyone in the household, the year, make and model or VIN of each car, and your current policy’s declarations page if you have one.
Other coverage we offer
Homeowners
Homeowners, condo and renters policies that cover your home and what’s inside it.
Homeowners insurance →Business
General liability, commercial auto and workers’ comp for local businesses.
Business insurance →Life
Term and whole life coverage so your family is taken care of, no matter what.
Life insurance →Bundle & Save
Combine homeowners and auto with one agent and one bill, and save on both.
See bundle savings →Ready to lower your car insurance?
Get a free auto quote in about a minute, or call to talk to an agent now.